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When Does The New Year Of RESP Contributions Start?
An RESP question I frequently get at this time of year is along the lines of: “I maxed out my child’s RESP grant last year in [insert month here] – do I have to wait 12 months from that time to get...
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2013 RRSP Contribution Limits
The maximum RRSP contribution limit for the 2012 tax year is $22,970. There are other factors in calculating the limit, so read on! Remember that the RRSP contribution limit applies to the previous tax...
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RRSP Myth – Retirement Income Has To Be Lower For RRSP Benefit
Given that we are approaching the end of RRSP season, I thought it would be fun to dispel the most common RRSP myth that I see repeated over and over again in the media. Related – 2012 RRSP...
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Best Canadian High Interest Savings Rates For Ally Replacement
Updated April 21, 2013. The high interest savings account market in Canada is pretty diverse. On one hand you have the established big banks that offer modest interest rates because most of their...
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Great Money Advice For Canadian College & University Students On How To Avoid...
I recently had a chance to read the book “More Money for Beer and Textbooks” which is a book written for students in post-secondary education or in their last year of high school or CEGEP. It was...
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LinkStuff – More Money For Beer Edition
I did a book giveaway earlier this week for the awesome More Money for Beer & Textbooks book and the two winners were Judy and Siu (who also won the funniest comment award). If you know someone who...
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LinkStuff – High Definition TV Edition
I finally upgrade to high definition tv and have been pretty happy with it. Hockey is pretty good in HD (although it would be a lot better if the Leafs were still playing), but the best improvement...
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Qtrade Discount Brokerage Review
Qtrade is an independent discount brokerage which has done extremely well in the annual Globe and Mail brokerage rankings. After calling them a number of times, I can see one of the reasons. They are...
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2013 Investment Portfolio Returns – Another Good Year
New year and time for a new post! I like to measure the performance of my investment portfolio every January to see how I’m doing. This year was a banner year for equities and my portfolio went up...
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Cutting the Cord – Living Without Cable TV
After a multi-year hiatus, Mr. Cheap has returned to blogging at http://moneytimeblog.com. Posting on topics from investing to careers to arguing with Mike to frugal living such as this post. Network...
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